Frequently Asked Questions Car Wreck Accident Treatment Fort Worth

Generally, the insured Driver, who caused the accident, is responsible for covering all medical treatment.

"In Texas, drivers must have at least $30,000 in liability coverage for each injured person, up to a total of $60,000 per accident, and $25,000 for property damage per accident." (https://www.tdi.texas.gov/tips/car-insurance.html)

PIP Coverages Range Between $2,500 to $10,000. Check your insurance Policy for Specifics.

"Texas personal injury protection (PIP) is the part of an auto policy that provides coverage for medical expenses to drivers and passengers in your vehicle who were injured from an automobile accident, no matter who is at fault." (https://www.bankrate.com/insurance/car/pip-insurance-texas/)

"QUICK COVERAGE FACTS Uninsured or underinsured motorist coverage:  Is used when the at-fault driver doesn't have enough (or any) liability coverage. Can save you from having to pay out of pocket for a car accident you didn't cause. Usually costs more to add to your policy in states with more uninsured drivers." (https://www.allstate.com/tr/car-insurance/uninsured-motorist-coverage.aspx)

No, Main Street Injury Clinic can bill directly to the Third Party or First Party Insurance Company which Include:

• GEICO
• Allstate
• State Farm
• Farmers Insurance
• USAA
• Progressive
• Nationwide
• Fred Loya
• Standard Insurance
• And Many More

We recommend the following:

• Claim Number
• Emergency Room Discharge Paperwork
• Identification

In Fort Worth, Texas, a Letter of Protection (LOP) is a legal document used in personal injury cases to allow an injured individual to receive medical treatment without upfront payment, with the understanding that the medical provider will be paid from the settlement or judgment obtained in the personal injury case.

When an individual is injured in an accident, such as a car accident, and requires medical treatment, they may not have the immediate funds to pay for the medical expenses. In such cases, a personal injury attorney may provide a Letter of Protection to the medical provider on behalf of the injured individual. The LOP serves as an agreement between the injured individual, their attorney, and the medical provider, outlining that the medical provider will provide necessary treatment, and the payment for the medical services will be deferred until a settlement or judgment is obtained in the personal injury case.

A Letter of Protection may include the following information: 

1. Identification of the injured individual and their attorney.

2. Agreement that the medical provider will provide necessary treatment to the injured individual.

3. Agreement that the medical provider will defer payment until a settlement or judgment is obtained in the personal injury case.

4. Authorization for the medical provider to directly bill the settlement or judgment for payment.

5. Agreement that if no settlement or judgment is obtained, the injured individual will be responsible for payment of the medical expenses.

It's important to note that a Letter of Protection does not guarantee payment, and the injured individual remains responsible for the medical expenses incurred. However, it provides a way for injured individuals to receive necessary medical treatment without upfront payment and helps ensure that medical providers are compensated for their services from the settlement or judgment obtained in the personal injury case.

If you are involved in a personal injury case in Fort Worth, Texas and considering a Letter of Protection, it's important to consult with a qualified personal injury attorney who can guide you through the process and help protect your legal rights. Always consult with a qualified legal professional for specific legal advice and representation.

Main Street Injury Clinic accepts Letters of Protection and First/Third Party Auto Insurance Claims. 

Billing 1st and 3rd party auto insurance for chiropractic treatment can be a beneficial option for patients who have been injured in auto accidents and require chiropractic care. By billing the insurance directly, it can help alleviate the financial burden on the patient and ensure that they receive the necessary treatment without having to pay out-of-pocket.

When billing 1st party auto insurance, it typically involves billing the patient's own auto insurance policy for their medical expenses related to the auto accident. This may include coverage for chiropractic adjustments, spinal decompression, laser therapy, electrical muscle stimulation, and other treatments provided by your clinic.

On the other hand, when billing 3rd party auto insurance, it involves billing the insurance policy of the at-fault driver for the injured patient's medical expenses. This may be applicable when the patient was not at fault in the accident and is seeking compensation for their injuries from the responsible party's insurance.

Main Street Injury clinic is familiar with the specific requirements and processes for billing auto insurance for chiropractic treatment in Texas, including the necessary documentation, coding, and billing practices. 

By offering the option to bill 1st and 3rd party auto insurance, Main Street Injury Clinic can provide a valuable service to our patients who have been injured in auto accidents and help them access the chiropractic care they need without financial barriers. 

Service Area Include:

• North Side of Fort Worth, Texas
• Fort Worth Stockyards
• Saginaw, Texas
• River Oaks, Texas
• Sanson Park, Texas
• Lake Worth, Texas
• White Settlement, Texas
• Blue Mound, Texas
• Eagle Mountain, Texas
• Keller, Texas
• Alliance, Texas
• Hurst, Texas
• Azle, Texas
• NAS Joint Reserve Base, Fort Worth, Texas